It all started during the Toy Story 3 season and Mommy saw the CIMB logo together with the Toy Story picture in a billboard in Subang. First thing in Mommy's mind was that surely there must be some Toy Story merchandize to redeem by opening a children savings account in CIMB. Mommy's thought was indeed confirmed when Mommy surfed CIMB's website here.
The offer goes like this: If you open a Junior Savers Account with an initial deposit of RM300, CIMB will give you a Toy Story Activity Set. And if you maintain a minimum deposit of RM500 in the first month of the account-opening or deposit top-up, you will get a Toy Story coninbox. And not just that, you get to redeem other Toy Story 3 merchandize by earning Junior Points as you continue to top up the deposit (but the parent has to have a CIMB Clicks account first in order to redeem). To earn 1 Junior Point, you need to have an average quarterly balance of RM1500 (for the terms and condition, see here). The Toy Story merchandize that you can redeem ranges from easy-to-acheive to the diffiicult-to acheive: only 1 Junior Point required to redeem items like Toy Story lunch box, water bottle or PVC pencil box to something like the remote-controlled Buzz Lightyear figure that requires 20 Junior Points (for full list of redemption, see here.)
Being a Toy Story fanatic, Mommy immediately opened the CIMB Junior Account for Juan Or on 30th June. So Mommy will wait till 30th July to claim the Toy Story coinbox! Never mind about whether the interest earned from putting in money into the junior account is as profitable as other banks' children accounts or some other money-making products like fixed deposits, but at least Mommy is already happy enough to be able to get some Toy Story items that cannot be obtained elsewhere.
So here's how the Toy Story Activity Set looks like. The set consists of a sticker sheet, an Andy's room picture to stick the stickers according to the child's imagination, word-finder puzzle sheet, colouring sheet and spot-the-difference sheet.
Ambank's AmGenius: 2.75% p.a. for the first RM50 000, comes with coinbox with minimum RM300 deposit, interest credited monthly.
Ambank's Savers' Gang: 0.25% p.a. for the first RM10 000, comes with coinbox with minimum RM300 deposit, plus the kid becomes the Savers' Gang Club member.
Maybank's Yippie: 2.76% p.a. for the first RM50 000, comes with coinbox with minimum RM250 deposit, has free personal accident coverage up to RM70 000 for you and your child plus cash reward if excel in PMR, SPM, but you must maintain at least RM1000 at all times to enjoy these benefits, interest credited twice a year only.
CIMB's Junior: 0.50% p.a. for up to RM1000, 0.60% p.a. for up to RM5000.
Alliance's AllianceSave Manjaku: 0.50% p.a., no coinbox given whatsoever!
Alliance's AllianceSave Pendidikan: 0.20% p.a. if below RM1000, 0.50% p.a. if up to RM3000 and 0.70% p.a. if more than RM3000, no coinbox given whatsoever!
Public Bank's Wise: 2.25% p.a. for the first RM50 000, interest credited monthly.
Public Bank's Bright Star: 1.00% p.a. for the first RM50 000, interest credited monthly, coinbox for minimum RM500 deposit.
Public Bank's Young Acheiver: 0.10% p.a. for the first RM2000, interest credited monthly, but no coinbox.
On 30th July, Mommy will be racing back to CIMB to claim the Toy Story coinbox! So stay tuned for Mommy to blog about Juan Or and his Toy Story coinbox! ^ ^